Overview
- For January 13, multiple outlets report Lohri-related closures in Punjab, Haryana, Himachal Pradesh and Chandigarh, with banks operating normally in most other regions.
- According to the RBI list, banks will close on January 14 in Gujarat, Odisha, Assam and Arunachal Pradesh for Makar Sankranti and Magh Bihu.
- On January 15, branches will shut in Karnataka, Tamil Nadu, Sikkim, Telangana, Andhra Pradesh and Maharashtra for Pongal and related Sankranti observances.
- RBI-designated holidays continue with closures on January 16 in Tamil Nadu and Andhra Pradesh for Thiruvalluvar Day/Kanuma and on January 17 in Tamil Nadu for Uzhavar Thirunal.
- UPI, mobile and internet banking, ATMs and most electronic payment rails remain available during branch closures, though cheque clearing and other over-the-counter services resume on the next working day.