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Razorpay, NPCI and OpenAI Launch Pilot to Let ChatGPT Complete UPI Purchases

The controlled pilot tests in‑chat UPI purchases on ChatGPT using NPCI‑backed features.

Overview

  • The initiative, called Agentic Payments, lets users complete end‑to‑end orders inside ChatGPT through Razorpay’s payments stack.
  • BigBasket is an initial merchant partner, enabling the assistant to browse its catalog, present options, and finalize checkout within the chat.
  • Axis Bank and Airtel Payments Bank support the pilot as Razorpay’s banking partners.
  • UPI features including extended authorisation, UPI Circle, and UPI Reserve Pay are used to manage user consent and funds flow.
  • Razorpay, NPCI, and OpenAI describe this as a live test to validate secure conversational commerce before any broader rollout.