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Ranchi Banks Closed for Karma Puja as Kerala Banks to Close Sept. 4–5 for Onam

State-specific observances under the RBI calendar drive staggered branch closures, with online and ATM services continuing without interruption.

Overview

  • RBI’s 2025 holiday schedule lists 15 non-working days in September under the Negotiable Instruments Act, including weekends and regional festivals.
  • Banks in Ranchi are shut on Wednesday, September 3, for Karma Puja, while branches in other major cities operate as usual.
  • Kerala will see bank branch closures on Thursday and Friday, September 4–5, for First Onam and Thiruvonam as per the RBI calendar.
  • These are not nationwide holidays, so branch availability varies by state and city alongside the standard second and fourth Saturdays and all Sundays.
  • UPI, NEFT, RTGS, IMPS, and ATMs remain functional during holidays, but branch-dependent services such as cheque clearing, locker access, physical KYC, and account or loan closures require planning around closure dates.