Overview
- RBI’s 2025 holiday schedule lists 15 non-working days in September under the Negotiable Instruments Act, including weekends and regional festivals.
- Banks in Ranchi are shut on Wednesday, September 3, for Karma Puja, while branches in other major cities operate as usual.
- Kerala will see bank branch closures on Thursday and Friday, September 4–5, for First Onam and Thiruvonam as per the RBI calendar.
- These are not nationwide holidays, so branch availability varies by state and city alongside the standard second and fourth Saturdays and all Sundays.
- UPI, NEFT, RTGS, IMPS, and ATMs remain functional during holidays, but branch-dependent services such as cheque clearing, locker access, physical KYC, and account or loan closures require planning around closure dates.