Overview

• Ramp analyzed corporate card shares for restaurant, delivery, and catering transactions from January through August 2025 versus the same period in 2024 and found a pronounced Saturday increase beginning around noon and lasting to midnight.
• The Saturday spike did not appear in 2024, 2023, or prior years, indicating the behavior emerged in 2025.
• The effect is concentrated in San Francisco, while New York shows a modest uptick roughly one quarter as large that is concentrated after 8 p.m.
• The increase appears across sectors on Ramp’s platform, though the company notes its client base skews tech-forward and that food receipts are an imperfect proxy for work activity.
• SaaStr interprets the shift as a competitive reality for founders, urging strategic choices between higher intensity, greater efficiency, sustainability positioning, or hybrid models.