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Punjab Cabinet Approves Universal Rs 10 Lakh Cashless Health Cover

Launching on October 2, the scheme uses health cards to provide cashless treatment up to Rs 10 lakh for every family in Punjab

Overview

  • On July 10, Punjab’s cabinet approved the Mukh Mantri Sehat Yojna, doubling the health cover limit from Rs 5 lakh to Rs 10 lakh per family
  • Health cards will be issued at Seva Kendras, Common Service Centres and through online registration with Aadhaar or Voter ID
  • Over 550 private hospitals have been empanelled so far, with plans to expand the network to 1,000 facilities
  • The scheme extends free healthcare without income criteria to all 3 crore residents, including government employees and pensioners
  • Punjab has earmarked Rs 778 crore in its 2025–26 budget to fund the universal plan, making it the first state to guarantee such coverage