Overview
- Bank of Baroda reported global advances up 14.6% to Rs 13.44 lakh crore and deposits up about 10% to Rs 15.47 lakh crore, with domestic retail advances rising 17.3%.
- Bandhan Bank said loans grew 10% to Rs 1.45 lakh crore and deposits 11.1% to Rs 1.57 lakh crore, as collection efficiency reached 98.1% in December and the LCR stood near 149%.
- RBI data showed system credit growth at 11.7% year-on-year as of December 12, 2025, marking a recovery from the mid-2025 slowdown.
- Other lenders also posted solid year-on-year advances growth in provisional updates, including PNB (+10.15%), Bank of India (+15.07%), UCO Bank (+17.5%), South Indian Bank (+11%), and CSB Bank (+29%).
- Bank of Baroda maintained FY26 credit growth guidance of 11–13%, and banks noted stronger retail and MSME demand alongside rising retail term deposits and mixed CASA trends.