Overview
- The watchdog highlights the sector’s scale with 8,553 pawnshop establishments registered nationwide.
- Profeco reports 436 verification visits in the first half of 2025 that resulted in 123 suspensions, with actions involving providers such as Fundación Dondé, Montepío Luz Saviñón, El Cerrito, Empeño Fácil, Empeños La Comadre and Cefemex.
- Consumers are advised to read contracts carefully, compare at least three offers, check in‑store rate and fee postings, and pay on time to avoid losing their items.
- Profeco recommends confirming the CAT using Banco de México’s calculator and keeping the repayment needed to recover a pledge at or below 35% of total income.
- Pawnshops must safeguard items without using them, compensate for loss or damage per the appraisal, return any sale excess after debts and fees, and weigh jewelry on scales with a Profeco verification hologram.