Overview
- Privy’s chain-support documentation, published on Tuesday, October 13, 2026, lists XRP Ledger as a Tier 2 network and shows the platform can create wallets and perform transaction-aware signing for XRPL accounts.
- Tier 2 support means Privy can decode and sign XRPL transactions and enforce developer-set policies, but it does not construct, broadcast, or track ledger transactions on behalf of apps.
- Reports say the integration covers native XRP, Ripple’s RLUSD stablecoin, and agent-driven payment work such as the x402 protocol, positioning XRPL for programmatic and AI-agent payments.
- Privy’s security model is reported to rely on trusted execution environments and key sharding to protect signing keys, but the company’s docs and coverage make clear apps must provide broadcasting, confirmations, export and recovery flows to users.
- Privy, owned by Stripe, brings this capability to a large developer base but real consumer impact will hinge on named apps deploying the feature and on clear, user-facing recovery and export policies that let people move or reclaim funds.