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PrivatBank Apologizes to Quadruple‑Amputee Veteran and Issues Cards, Vows Accessibility Reforms

Personal delivery by Ukraine’s central bank chief signals a broader overhaul of verification rules.

Overview

  • The Kyiv branch initially refused to issue a replacement card because photo verification required the recipient to hold the card by their face, and staff rejected assistance from another person.
  • National Bank head Andriy Pyshnyi and PrivatBank retail chief Dmytro Musiienko visited veteran Ruslan Knysh in hospital on December 18 and handed him bank cards, with Pyshnyi offering a personal apology.
  • PrivatBank pledged to fully cover Knysh’s treatment and prosthetics and to provide ongoing support.
  • The bank began an internal review, announced staff retraining, and said it will create a dedicated hotline for veterans and people with disabilities, coordinating with the NBU and veteran organizations.
  • Advocates say the case exposes how rigid anti‑fraud procedures can block access to state payments for severely wounded veterans, who often face months‑long waits for prosthetics.