Overview

• NS&I confirmed two £1,000,000 jackpots for October 2025: bond 498FZ511907 in Scotland (holding £10,150, purchased April 2022) and bond 524KB804512 in Greater Manchester (holding £34,350, £100 winning bond purchased January 2023).
• The prize fund rate stands at 3.60% following 2025 cuts, with two £1m prizes retained and adjustments affecting the distribution of other awards.
• This month’s results again showed big wins from modest or long-held stakes, including £50,000 for a saver with £7 from 1971 and £100,000 for a Stoke-on-Trent holder with £913.
• Around 24 million people hold Premium Bonds with more than £127bn invested, reflecting the scheme’s scale and continuing popularity.
• NS&I reports about 2,629,312 unclaimed prizes worth roughly £106.6m and urges savers to use its website or app prize checker, with October results available from Thursday, 2 October.