Overview
- Jackpots went to bond numbers 570QM451332 in Suffolk and 377PG290829 in Berkshire, with both winners holding £50,000 and purchasing their winning bonds in February 2024 and December 2019 respectively.
- ERNIE generated 6,165,674 tax‑free prizes worth £406,932,450 in the January 2026 draw, maintaining the two £1 million top awards alongside millions of smaller payouts.
- NS&I is advising customers to verify results via its app or website, following repeated reminders that a large pool of prizes has not been claimed.
- Premium Bonds remain a government‑backed product with a 3.60% prize fund rate since August 2025, minimum investment of £25, maximum holding of £50,000, and approximate odds of 22,000 to 1 per £1 bond each month.
- Across 2025, NS&I reports 71,722,056 prizes paid totaling about £4.95 billion, with eligible Premium Bonds holdings rising by more than £5.8 billion during the year.