Overview
- NS&I announced two £1 million jackpots for January 2026 with winning bond numbers 570QM451332 (Suffolk) and 377PG290829 (Berkshire).
- Both winners hold the £50,000 maximum, with the winning bonds bought in February 2024 and December 2019, respectively.
- Analysts report unclaimed Premium Bonds prizes exceed £100 million, and savers are advised to use NS&I’s website or app or contact the provider to recover winnings.
- The prize fund rate remains 3.60% since August 2025, with the odds at about 22,000 to 1 per £1 each month and a shift toward more smaller prizes.
- NS&I says 71,722,056 prizes worth £4.95 billion were paid in 2025, with more than 470,000 new accounts opened as participation grew.