Overview
- NS&I named two new £1 million winners for January 2026: bond 570QM451332 from Suffolk (bought February 2024, £50,000 holding) and bond 377PG290829 from Berkshire (bought December 2019, £50,000 holding).
- This month’s draw will pay out more than six million tax‑free prizes worth over £406 million, according to NS&I’s published results.
- Personal finance specialists warn over £100 million in Premium Bonds prizes has not been claimed and advise savers to use NS&I’s website or prize checker app, or contact NS&I to recover winnings.
- Winners are selected by ERNIE on the first working day of each month with results released the following day; the odds are 22,000 to 1 per £1 bond and the maximum holding is £50,000.
- In 2025, Premium Bonds paid 71,722,056 prizes totaling about £4.95 billion, with roughly 24 million people holding more than £122–£127 billion in the scheme.