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Polygon Wallet Adds Private USDC and USDT Payments Using Zero-Knowledge Proofs

It targets institutions that require private on-chain payments with regulator access.

Overview

  • Polygon’s wallet now offers a “Privately Send” option for USDC and USDT that routes transfers through Hinkal’s shielded pool using zero-knowledge proofs.
  • The privacy layer hides the sender, recipient, and amount from public view, giving businesses confidentiality on a public blockchain.
  • Every private payment is screened with Know Your Transaction checks before it executes, and users can generate audit files for tax or regulatory reviews.
  • Transfers remain non-custodial so users keep control of funds during the process, a design pitched to treasury teams, payroll leads, and fintech firms.
  • The launch fits a broader shift to privacy-ready stablecoin rails, with Aptos rolling out Confidential APT and Western Union issuing a USD-pegged token on Solana.