Overview
- Colorado targets a drop from No. 5 to No. 10 in most expensive full-coverage rankings, which would equate to roughly $275 in annual savings based on Bankrate’s $3,233 average premium.
- The administrative roadmap expands safety and speed cameras in high‑risk areas such as work zones, boosts DUI and distracted‑driving enforcement, and adds sobriety checkpoints to improve road safety.
- The plan ramps up theft prevention and sets new tools to spot uninsured motorists, including real‑time checks through the DMV database, after reported auto thefts fell 25% year over year and 63% since 2022.
- Hail losses are a key focus, with the state preparing stronger alerts and consumer mitigation guidance through emergency management training and early warning systems.
- The Division of Insurance will flag repair shops suspected of inflating costs while continuing rate reviews, and the governor’s office will publish a progress dashboard as rate effects are expected to lag improvements.