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Poland's President Vetoes Crypto Market Bill, Leaving EU's Lone MiCA Holdout

The move leaves Poland without a national MiCA setup before the 2026 rollout.

Overview

  • President Karol Nawrocki rejected the Crypto-Asset Market Act, citing threats to civil liberties, property rights, and national stability.
  • The veto targeted provisions enabling regulators to block crypto websites with a “single click,” plus high supervisory fees and a 100+ page framework seen as favoring large firms.
  • Finance Minister Andrzej Domański and Deputy Prime Minister Radosław Sikorski condemned the decision, warning consumers remain exposed and citing claims that about 20% of investors have lost money.
  • Industry voices, including economist Krzysztof Piech, backed the veto, arguing EU-wide MiCA rules taking effect on July 1, 2026 will provide protections without heavy national add-ons.
  • Parliament would need a three-fifths majority to override; without a designated authority by 2026, officials warn firms may register in other EU states, shifting fees and tax revenue abroad while Polish providers operate under existing AML rules.