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PNB Reports Rs 2,434 Crore SREI-Linked Borrowing Fraud to RBI

The lender says the entire exposure is fully provisioned to contain the financial impact.

Overview

  • PNB disclosed to the RBI a borrowing-related fraud totaling Rs 2,434 crore tied to former promoters of SREI group firms.
  • The exposure comprises Rs 1,240.94 crore linked to SREI Equipment Finance and Rs 1,193.06 crore linked to SREI Infrastructure Finance.
  • The bank stated it has made 100% provisions against the entire outstanding amount.
  • RBI superseded the boards of the SREI entities in 2021, and the companies later went through an NCLT-led resolution that culminated in a NARCL-led takeover in 2023.
  • PNB’s September-quarter filings showed provisions of Rs 643 crore and a provision coverage ratio of 96.91% including technical write-offs.