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last mo.

PNB Reports 52% Profit Surge in Q4 FY25 as BoB Faces Market Pressure

Punjab National Bank posts robust earnings and asset quality gains, while Bank of Baroda sees profit growth overshadowed by margin concerns and a sharp stock decline.

Canara Bank shares rise 5% on Q4 earnings, dividend
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Overview

  • Punjab National Bank's Q4 FY25 net profit increased 52% year-on-year to ₹4,567 crore, driven by reduced provisions and improved asset quality.
  • PNB's board approved a dividend of ₹2.90 per share and plans to raise ₹8,000 crore through Basel III-compliant bonds in FY26.
  • Bank of Baroda reported a 3.3% rise in Q4 FY25 net profit to ₹5,048 crore, alongside a decline in net interest income by 6.6% to ₹11,020 crore.
  • BoB's asset quality improved, with gross NPA ratio falling to 2.26% and net NPA ratio to 0.58%, while its stock price dropped nearly 11% due to margin pressures.
  • Both banks demonstrated a focus on capital distribution with board-approved dividends, reflecting efforts to strengthen financial stability.