Overview

• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) has enrolled 23.36 crore individuals as of March 2025, providing Rs 2 lakh life insurance for an annual premium of Rs 436.
• Over the last decade, PMJJBY has processed 9,37,524 claims and successfully disbursed Rs 18,102.78 crore to over 9 lakh families across India.
• More than 53% of beneficiaries are women, and over 72% are from rural areas, highlighting the scheme’s significant impact on underserved populations.
• Recent beneficiary stories from Madhya Pradesh and Jharkhand illustrate how the scheme provides critical financial relief during times of personal loss.
• The scheme’s integration with Jan Dhan accounts and its simple enrollment process through banks, post offices, or online have made life insurance accessible to millions.