Overview
- System-wide 30-day deposit yields now average roughly 41%–44% TNA, with posted offers spanning about 30% to 54%, according to the BCRA comparator.
- Digital and mid-size lenders lead on returns, with Banco VOII and Banco CMF offering 54% TNA for online 30-day placements that are available to non-clients.
- Large banks remain lower and differ by channel; Banco Nación pays about 44% online versus roughly 34% in branches, and higher monthly income requires multimillion‑peso deposits.
- Short-term money rates whipsawed this week, with interbank repo touching around 165% and corporate overdrafts spiking near 190% before moderating.
- A partial Treasury rollover left about ARS 2.1 trillion in the market, feeding rate volatility as officials manage peso liquidity ahead of national elections.