Overview
- Banco Nación posts a 23.5% TNA for fixed terms opened via homebanking versus 20.5% at branches, according to its official simulator.
- Press comparisons show wide dispersion in 30‑day bank rates, roughly from 20.5% at large incumbents to around 28%–28.5% at smaller institutions and financieras.
- Simulations indicate that earning about $200,000 in 30 days requires a $10,000,000 deposit at BNA’s online rate, while roughly $14,900,000 is needed to target $300,000.
- The BCRA continues to publish a public table comparing banks’ 30‑day deposit rates, a tool media use to rank offers during year‑end repricing.
- Alternative products compete on liquidity and yield as remunerated wallets report up to 32% TNA, Naranja X ‘Frascos’ pay fixed short‑term rates, and low‑risk FCI show variable returns.