Overview
- Affiliates whose DNI ends in 4–9 register in November on assigned dates, followed by an open window from December 4 to January 18 for anyone who missed their slot.
- Each AFP (Integra, Prima, Hábitat, Profuturo) receives and processes requests directly on its official website, with the procedure fully online and available to residents in Peru and abroad.
- According to current guidance, the first deposit can arrive within up to 30 days after the request is submitted, while the detailed installment schedule is set by the SBS.
- Payout rules differ by amount: balances under 1 UIT are transferred in a single payment, while withdrawals up to the 4 UIT maximum are disbursed in up to four monthly installments.
- Denials reported so far stem from data or bank errors such as inactive or joint accounts, using a CCI instead of the account number, or mismatched personal information; AFPs notify by email and affiliates may correct the issue and resubmit within the official calendar.