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Peru’s 2025 AFP Withdrawals Move Into November Window as DNI 5–6 Applicants File Online

Requests follow a three-stage timetable set by the SBS, with deposits made in up to four monthly installments starting within 30 days of a validated filing.

Overview

  • Affiliates can withdraw up to 4 UIT (about S/21,400) from their individual pension accounts under the eighth extraordinary program authorized by law.
  • This week serves DNI endings 5 and 6, followed by 7 on Nov. 11–12, 8 on Nov. 13–14, and 9 on Nov. 17–18, with single catch-up dates on Nov. 26–Dec. 3 and a free period from Dec. 4 to Jan. 18.
  • The procedure is 100% digital, free, and limited to official AFP portals during the 8 a.m.–6 p.m. weekday window; users can verify their AFP via the SBS affiliation lookup.
  • Common errors such as joint or inactive accounts and mismatched names trigger rejections; AFPs notify by email and affiliates may correct data and resubmit while windows remain open.
  • Funds remain protected except for court-ordered alimony retentions of up to 30% per installment, and a filed request can be canceled by notifying the AFP at least 10 days before the next disbursement.