Overview
- Law No. 32445 is in force and the SBS has issued the operative procedure, with the Asociación de AFP publishing a calendar that begins on October 21, 2025.
- If you miss your assigned day, November fallback dates apply and a final free-registration window runs from December 4, 2025 to January 18, 2026.
- Requests will be filed 100% online via official AFP portals, requiring DNI verification, a 20‑digit CCI in your name and updated contact details, and applicants should keep the digital receipt and avoid unofficial links or intermediaries.
- Affiliates may request up to 4 UIT (about S/21,400), withdrawals apply only to funds already credited to the AFP account, and court‑ordered alimony retentions may be applied within legal limits.
- Approved withdrawals are paid in staggered instalments roughly 30 days apart, starting with up to 1 UIT about a month after filing and continuing at similar intervals.