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56m ago

Peru Enacts Ley 32445 Authorizing Eighth AFP Withdrawal Up to S/21,400

The measure also suspends mandatory contributions for independents and restores the 95.5% withdrawal option at retirement.

(Foto: Andina)
Jefa de Estado promulgó la norma antes de acudir a la Asamblea General de la ONU, en Estados Unidos.
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Hasta febrero del 2024 ya se adjudicaron 7 proyectos de obras por impuestos (OxI), pero ¿qué tipo de obras se están priorizando?

Overview

  • Published in El Peruano on September 20, the law takes effect immediately and sets a 30‑day deadline for the SBS to issue the operating procedure.
  • All affiliates of the private pension system will have 90 days after that rule to apply, with up to four monthly disbursements of 1 UIT each and the first deposit 30 days after filing.
  • Expert projections reported by media suggest requests could start in early October and first payouts in early November, with dates such as November 5 cited as tentative.
  • The law keeps withdrawn funds intangible and protected from seizures, except for court‑ordered alimony where up to 30% of the withdrawn amount may be retained.
  • The SBS estimates roughly S/31.6 billion could leave the system through this withdrawal, prompting warnings from specialists about reduced future pensions.