Overview

• 43% of male respondents invest in stocks or funds compared with 24% of female respondents.
• One-third of all participants hold equities or funds, with 42% of 18- to 24-year-olds and 44% of 25- to 34-year-olds investing against just 27% of those over 54.
• Male investors report committing over €250 per transaction more often than women, whose typical investment size falls below that threshold.
• Almost half of women who do not invest cite insufficient disposable funds as the main barrier; 36% report inadequate investment knowledge.
• Gerrit Fey of the Deutsches Aktieninstitut observes that Germany’s gender investment gap has remained largely stable over years, mirroring trends seen abroad.