Overview

• DVLA data obtained via a Co‑op Insurance FOI show 9.61 million points were issued in 2024, up 12% year on year and more than tripling from 2.8 million in 2021.
• AA president Edmund King links the increase to camera-caught offences and fewer repeat offenders qualifying for speed-awareness courses, with Home Office data showing 96% of 2023 speeding detections were by cameras.
• Speeding on public roads and motorways was the leading source of points last year, followed by driving without insurance.
• Most speeding cases carry a £100 fine and three points or an eligibility-based course, and reaching 12 points within three years usually brings at least a six-month disqualification.
• Insurers caution that accumulated points are raising premiums, while regional rates vary widely, led by the South West at 51.0 per 1,000 people compared with 35.2 in London.