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PBOC Cuts One-Year Relending Rate to 1.25% in Targeted Easing

The move targets cheaper bank funding for SMEs despite lingering demand weakness.

A person walks past the headquarters of the People's Bank of China, in Beijing, China May 7, 2025. REUTERS/Tingshu Wang

Overview

  • The People's Bank of China said it will lower rates on structural policy tools as part of a new package of monetary and financial measures.
  • The one-year relending facility will be reduced by 25 basis points to 1.25% from 1.50%.
  • The rate trim is designed to cut banks' funding costs and supply cheaper liquidity.
  • Officials aim to spur lending to small and medium-sized enterprises through the targeted facility.
  • Analysts note the step addresses supply-side constraints but not soft credit demand tied to the property slump and 2025's weak loan growth.