Overview

• At Shiprocket Shivir in New Delhi today, Vijay Shekhar Sharma announced Paytm’s goal to become an AI-first enterprise by embedding machine intelligence into routine workflows.
• The company is piloting an AI-powered passbook feature that converts users’ monthly spending patterns into personalized rap tracks to make financial summaries more engaging.
• Earlier this year, Paytm partnered with AI search startup Perplexity to integrate conversational search capabilities into its mobile app.
• Sharma called on India to concentrate on localized, use-case-driven AI applications rather than pursuing large foundational models that demand high-cost infrastructure.
• He predicted that AI could serve as co-workers or even as CFOs, prompting companies to rethink their organizational structures.