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Paytm Reports First Annual Profit as Stock Jumps Over 6%

The results signal a resilient payments-led model under an ongoing RBI overhang.

Overview

  • Shares of One97 Communications, which rose more than 6% Thursday, jumped after Paytm posted a ₹183 crore Q4 profit and a ₹552 crore profit for FY26.
  • Revenue grew 18% year on year to ₹2,264 crore in the March quarter, and full‑year revenue reached ₹8,437 crore as EBITDA turned positive on tighter costs.
  • Growth came from core payments and financial services as merchant gross transaction value rose 27% to ₹6.5 lakh crore and monthly transacting users reached 7.7 crore.
  • Management ruled out seeking a non‑bank lender licence and said Paytm will keep a partner‑led lending model while stepping up investment in artificial intelligence.
  • Top brokerages raised targets after the earnings beat, even as the RBI’s April 24 cancellation of Paytm Payments Bank’s licence leaves a live regulatory risk.