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Paytm Pilots 'Playback' to Turn Monthly Spending Into AI Rap Recaps

The beta feature uses an in-house voice model for select high-transacting users in the app's Balance & History section.

Overview

  • Playback reviews the previous month's transactions and generates personalised verses that reflect spending across categories such as shopping, dining, travel and utilities.
  • Access is limited to a beta group of high-volume users, and those without recent transactions cannot create a track until they have activity to summarise.
  • Founder Vijay Shekhar Sharma calls Playback the company's first AI offering and positions it as an effort to appeal to younger users.
  • Social media reactions range from praise for creativity to concerns about privacy and practical value, including warnings about exposing spending timelines.
  • Paytm says it will refine the experience based on user feedback as it continues experimenting with AI-driven consumer features.