Overview
- Retail payment volumes climbed to 2.8 billion in Q1 FY26, with value rising to PKR 166 trillion for quarter-on-quarter gains of 10% and 6%.
- Digital channels accounted for 2.5 billion transactions, equal to 90% of retail activity, with PKR 55 trillion in value.
- Mobile app usage reached 2.0 billion transactions worth PKR 33.7 trillion, representing 81% of digital payments.
- Raast processed 544 million instant payments totaling PKR 12.8 trillion, with P2P up 31% to 535 million and P2M doubling to 4.3 million.
- Supporting infrastructure expanded with 61.3 million cards in circulation, 1.5 million daily card transactions at PoS and e-commerce, 20,527 ATMs handling 267 million transactions worth PKR 4.5 trillion, and extensive branch and branchless networks continuing OTC services.