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Pakistan Seals Rs1.225 Trillion Bank-Led Deal to Restructure Power-Sector Debt

Repayments will be serviced through an existing Rs3.23 per‑unit surcharge over six years at concessional KIBOR‑minus pricing.

Overview

  • The agreement with an 18‑bank consortium carries three‑month KIBOR minus 0.9% pricing over a six‑year tenor with 24 quarterly instalments.
  • About Rs659.6 billion restructures existing Power Holding Limited loans, while roughly Rs565.4 billion provides fresh financing to clear overdue payments to power producers.
  • The repayment stream redirects the already‑levied Rs3.23/kWh debt service surcharge to lenders, with officials saying no additional levy is required.
  • The structure releases around Rs660 billion in sovereign guarantees, which banks say will free liquidity for lending to agriculture, SMEs, housing, education and healthcare.
  • Analyses project total consumer‑funded repayments could near Rs1.94 trillion once interest is counted, and the government frames the deal as aligned with IMF‑linked reforms including DISCO privatisation and loss reduction.