PagBank Posts R$571 Million Profit and R$3.4 Billion Revenue in 3Q25

Overview

• Return on equity reached 15.1%, improving 0.3 percentage point versus September 2024.
• Acquiring total payment volume fell 5% year over year to R$130 billion.
• Deposits rose to R$39.4 billion, up 15.3% from a year earlier and 6.1% from the prior quarter.
• The credit portfolio grew to R$4.2 billion, up 29.9% year over year and 7.2% quarter over quarter, with banking contributing 22% of revenue and 28% of gross profit.
• Total customers reached 33.7 million with 17.8 million active, and the company returned more than R$2 billion to shareholders over the past 12 months.