Overview

• Research shows more than 130,000 people nearing retirement have incorrect information about when they can claim their state pension.
• Twenty-two percent of those surveyed either underestimate their state pension age or lack any awareness of their eligibility date.
• Only 42 percent of individuals whose pension age will shift from 66 to 67 correctly identified when they can access their benefits.
• Women, those with lower educational qualifications, people with less wealth and self-employed workers are disproportionately likely to be misinformed.
• The IFS is calling on the DWP to write to everyone over 50 and reaffirm its commitment to a 10-year notice period ahead of the April 2026–28 pension-age increase.