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Operation Chargeback Nets 18 Arrests as Europe Cracks Down on Crypto and Card‑Fraud Rings

Authorities describe losses in the hundreds of millions, with insiders at payment firms enabling cross‑border laundering.

Overview

  • German-led Operation Chargeback detained 18 suspects tied to three credit‑card subscription fraud networks that created 19 million fake accounts and hit 4.3 million cards across 193 countries.
  • Investigators estimate at least €300 million in losses from the card‑fraud schemes, with attempted charges topping €750 million and assets worth more than €35 million seized in Germany and Luxembourg.
  • Five executives and compliance staff from four German payment service providers are accused of facilitating illicit processing, while hundreds of shell companies in the UK and Cyprus allegedly masked transactions.
  • In a separate Eurojust-coordinated action on October 27–29, police in Cyprus, Spain and Germany arrested nine suspects linked to fake crypto investment platforms that laundered roughly €600 million.
  • Searches in the crypto case seized €800,000 in bank funds, €415,000 in cryptocurrencies, €300,000 in cash and luxury watches, as French prosecutors report several hundred victims and continue asset appraisals and tracing.