Overview

• German customers can buy, sell and hold Bitcoin, Ether, Litecoin, Polygon and Cardano directly alongside stocks, ETFs and funds.
• Trades carry a 1.49% fee with a €1 minimum per transaction, and the bank applies no custody fees.
• The service is slated to reach Spain in the coming weeks, with additional cryptocurrencies to be introduced over the coming months.
• Crypto-to-crypto conversions are planned as a forthcoming feature once development is complete.
• Openbank says the launch follows licensing under the EU’s MiCA framework, with Coty de Monteverde citing client demand as the driver.