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OpenAI Launches Instant Checkout, Bringing Purchases to ChatGPT in the U.S.

The Stripe‑built Agentic Commerce Protocol underpins the rollout, with Etsy the first merchant to enable direct buys.

Overview

  • Instant Checkout is live for Plus, Pro and free users in the United States, allowing product purchases directly inside a chat.
  • OpenAI and Stripe open‑sourced the Agentic Commerce Protocol (Apache 2.0), designed to let merchants integrate agent‑led payments.
  • Transactions use encrypted tokens with minimal data exchange and require explicit user confirmation at each step, according to OpenAI.
  • At launch the feature supports one item per transaction, with a planned multi‑item cart, broader Shopify integration and international expansion targeted for 2026.
  • Buyers are not charged extra per purchase while merchants pay a commission, a model that has prompted concerns about potential recommendation bias even as OpenAI says results are not sponsored.