Overview
- Instant Checkout is live for Plus, Pro and free users in the United States, allowing product purchases directly inside a chat.
- OpenAI and Stripe open‑sourced the Agentic Commerce Protocol (Apache 2.0), designed to let merchants integrate agent‑led payments.
- Transactions use encrypted tokens with minimal data exchange and require explicit user confirmation at each step, according to OpenAI.
- At launch the feature supports one item per transaction, with a planned multi‑item cart, broader Shopify integration and international expansion targeted for 2026.
- Buyers are not charged extra per purchase while merchants pay a commission, a model that has prompted concerns about potential recommendation bias even as OpenAI says results are not sponsored.