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7h ago

OpenAI Launches ChatGPT Wallet to Let Dots Agents Make Purchases

The limited U.S. rollout uses tokenized, transaction-specific credentials supplied by Amex, Mastercard, Visa to keep card details hidden while OpenAI tests agent-driven payments.

Miniature figurines and ChatGPT logo are seen in this illustration taken July 20, 2026. REUTERS/Dado Ruvic/Illustration/File Photo
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ChatGPT Wallet Hides Your Real Card Number
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Overview

  • OpenAI announced ChatGPT Wallet on Friday, November 13, 2026, and began a narrow U.S. rollout that is available only to Pro subscribers age 18 and over.
  • The Wallet lets OpenAI’s 'dots' agents find items and request purchases that users must approve with biometric checks such as Face ID or Touch ID before payment proceeds.
  • American Express, Mastercard and Visa supply scoped, transaction-specific payment tokens so dots never see raw card numbers or CVVs and card rewards and protections remain intact.
  • OpenAI said it will not take a cut of transactions at launch and published guidance for merchants as some large sellers are already blocking agent-driven purchases.
  • The feature builds on months of OpenAI commerce experiments and could open a new revenue path while forcing merchants and payment networks to adapt to automated buying.