Overview
- The RBI’s 2025 calendar marks the first Friday after Eid-e-Milad as a local holiday only for Jammu and Srinagar.
- All other cities have banks open on Friday, with routine counter services available.
- UPI, internet and mobile banking, NEFT/RTGS during operating windows, and ATMs continue to function.
- Nationwide closures include the second Saturday on Sept. 13 and the fourth Saturday on Sept. 27.
- Regional holidays still ahead include Sept. 22 in Rajasthan, Sept. 23 in Jammu and Kashmir, and Durga Puja-related closures on Sept. 29–30 across several eastern states.