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Ohio Weighs CASH Bill Requiring a Cash Option for Purchases Under $500

The measure remains in committee this session, with supporters pointing to card-only self-checkouts excluding cash users.

Overview

  • House Bill 554 would require at least one point of sale per location to accept in-person cash payments of $500 or less at businesses and government offices.
  • The proposal bars charging higher prices to customers who pay with cash compared with card or digital payments.
  • Compliance could include a staffed register or an automated system, meaning retailers would not be required to add employees.
  • Chains that have moved toward card-only self-checkouts, such as Walmart, Costco and Target, could need to adjust operations if the bill passes.
  • The bill, sponsored by Rep. David Thomas, tracks a broader push for payment choice that includes a bipartisan U.S. Senate proposal, and its passage this year is uncertain with the Ohio session ending Dec. 31.