Overview
- From January to October 2025, insurers paid about 8,004 million pesos for hydrometeorological losses, a 21% increase versus all of 2024, according to AMIS.
- The October 7–11 rains generated 7,134 claims with estimated damages of 4,473 million pesos, accounting for more than half of year-to-date payouts.
- About 85% of the October losses involved homes, businesses and federal infrastructure, with 15% tied to vehicles.
- Veracruz concentrated 80% of claims from the event, followed by Puebla with 9% and Hidalgo with 3.8%, and 2,778 of 2,894 auto claims occurred in Veracruz.
- Federal figures now list 83 deaths and 17 missing from the October floods, while AMIS urges wider insurance adoption and urban resilience planning.