Overview

• Final SEC decision windows run from October 18 to 25 for multiple spot XRP ETF filings, including applications from Grayscale, 21Shares, Bitwise, CoinShares, Franklin Templeton, WisdomTree, and Canary Capital.
• Ripple’s application for a U.S. national bank charter, filed July 2, is on a 120‑day OCC clock that points to an October determination.
• ETF analyst Nate Geraci says approvals could arrive within roughly 60 days, framing the recent delays as procedural steps rather than setbacks.
• Coverage outlines upside and downside price scenarios tied to regulatory outcomes, with bullish projections contingent on approvals and downside risks if rulings reject or postpone the products or the charter.
• XRP trades near the $2.90–$3.00 range as investors focus on October, while some articles also include disclosed sponsored promotion unrelated to the regulatory decisions.