Overview

• From 9 October, banks across the euro area must enable 24/7 instant credit transfers at no higher cost than standard transfers.
• Banks are required from 9 October to run automated name‑and‑IBAN matching before releasing euro‑area transfers and inform payers of the result within seconds.
• The EU’s electronic entry/exit system begins 12 October with a six‑month transition, replacing passport stamping for non‑EU travellers and collecting fingerprints and facial images.
• Microsoft ends free security updates for Windows 10 on 14 October, with a one‑year paid Extended Security Update option available for about $30.
• Germany makes the electronic patient record mandatory for doctors in October, while seasonal changes include hedge‑cutting allowed from 1 October and clocks moving to winter time on 26 October.