Overview
- Online registration opens on October 21 and remains available through January 19, 2026, with the first deposits scheduled about 30 days after each request, starting around November 20.
- AFP guidance confirms a staggered timetable by DNI (with a free registration window from December 4 to January 18) to prevent platform congestion.
- Authorized deposit institutions published by AFPs include Scotiabank, BBVA, Interbank, BanBif, Caja Huancayo, Banco Falabella and Banco de la Nación (limited to areas where it is the only option), plus Banco de Comercio, Banco GNB, Caja Sullana and Banco Ripley in updated lists.
- The process is 100% digital and requires DNI, the AFP web password, and a personal bank account in soles; AFPs instruct users to provide a regular account number (not CCI), ensure matching personal data and keep the receiving account active.
- Peruvians abroad can file entirely online with biometric/document checks and updated contact and banking details, and any improper withholding can be challenged before the SBS, while up to 30% may be retained per installment for court-ordered or agreed child support.