Overview

• The Latin American fintech submitted a national charter application on September 30 to the Office of the Comptroller of the Currency, with approval pending standard regulatory review.
• Co‑founder Cristina Junqueira will lead the U.S. business and has relocated full time to the United States to run the effort.
• Nubank named a proposed U.S. board featuring Roberto Campos Neto as chair, along with Brian Brooks, Kelley Morrell, Youssef Lahrech and Junqueira.
• If authorized, the company says it plans to offer deposit accounts, credit cards, consumer loans and digital‑asset custody in the U.S.
• The U.S. push follows recent CNBV authorization for Nu México to become a bank and targets customers with needs similar to those in Brazil, Mexico and Colombia.