Overview

• Second-quarter 2025 revenue rose 29% to $3.7 billion, and net income increased 31% year over year.
• Average monthly revenue per active customer reached $12 in Q2 2025 as Nu deepened cross-sell into savings, investments, insurance, asset management and protection products.
• The customer base grew to 123 million, including 107 million in Brazil, with strong adoption reported in Mexico and Colombia.
• Nu’s loan book reached about $21 billion in 2024 while 90-plus day delinquencies eased to 6.6% in Q2 2025 from a 7.2% peak in Q3 2024.
• The company is valued near $77 billion with the stock up 55% year to date, and sell-side consensus calls for 2024–2027 revenue and EPS CAGRs of roughly 31% and 38%.