Overview

• NSPK showcased a working CPQR prototype at the Finopolis‑2025 forum and said the feature is in closed testing at select merchants.
• The customer‑presented QR pilot runs until 1 April 2026 with VTB and Tochka Bank, with Tochka acting as the first acquiring partner.
• Users generate a time‑limited, single‑use code in VTB’s app for the cashier to scan, routing the payment over the System of Fast Payments.
• NSPK says the design reduces phishing risks and supports user‑set limits that can allow small purchases without extra confirmation.
• A separate SBP QR for person‑to‑person transfers is being piloted with Gazprombank, and NSPK is inviting more banks ahead of a planned 2026 rollout.