Overview
- NS&I published the January 2026 winners, including two £100,000 prizes for the Birmingham area and 14 prizes of £10,000 or more there.
- Customers are being prompted to update contact and bank details, register for online or app access, and use the prize checker to find any wins.
- The prize checker shows this month’s results, the previous six draws, and older unclaimed prizes, and it was updated for January the day after the first working day.
- Official figures from October 2025 show about 2.6 million unclaimed Premium Bonds prizes worth nearly £110 million.
- The prize fund rate stands at 3.6% with current odds of 22,000 to 1 per £1 bond, and data analysis names Hampshire and the Isle of Wight as 2025’s hotspot for £100,000 wins, with January also featuring notable wins from modest or long‑held holdings.