Overview

• NPCI will enforce four new user operation limits on UPI starting August 1 to streamline system performance.
• Users will be restricted to 50 daily balance checks, 25 daily linked account views, and a maximum of three status inquiries per transaction with at least 90-second intervals.
• Scheduled payments will shift to fixed autopay slots to distribute network load more evenly throughout the day.
• NPCI introduced the measures after finding that repeated balance checks and status refreshes were overloading the system and slowing transactions.
• These caps follow NPCI’s June directives to reduce response times and work alongside upcoming credit integration deadlines as part of broader efforts to bolster UPI’s reliability as it handles surging volumes.